Compare Ag Checking Accounts | First Bank & Trust

Versatile, Convenient Options for Distinct Needs

No matter your challenges, our business checking service delivers the flexibility and capability you need for the most efficient money management. We'll tailor a plan that's perfect for your business.

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Choice Business Checking

Designed for businesses with more than 150 items each month.

No minimum balance
Earnings credit available
Free Digital Banking
Free online notices
Free phone banking
Fees based on transaction activity within the account each month
See earnings credit on account analysis handout

Optional Products & Services¹

Wire transfers
Stop payments
ACH automated payments
Additional Cash Management services
e-Deposit
Business credit cards
ACH direct payroll
Automatic transfer sweep

Connect with a Banker

Interest Business Checking

Designed with the flexibility of a checking account, plus interest.

Earns interest
No minimum balance
Earnings credit available
Free Digital Banking
Free online notices
Free phone banking
Fees based on transaction activity within the account each month
See earnings credit on account analysis handout

Optional Products & Services¹

Wire transfers
Stop payments
ACH automated payments
Additional Cash Management services
e-Deposit
Business credit cards
ACH direct payroll
Automatic transfer sweep

Connect with a Banker

Business Checking

Designed for businesses with 150 or fewer items each months.

No minimum balance
No monthly service charge²
Free Digital Banking
Free online notices
Free phone banking

Optional Products & Services¹

Wire transfers
Stop payments
ACH automated payments
Additional Cash Management services
e-Deposit
Business credit cards
ACH direct payroll
Automatic transfer sweep

Connect with a Banker

Community Non-Profit Checking

Designed for community or non-profit organizations. First 500 items free each month.

First 500 items are free each month
Earns interest if account maintains a $25,000+ average daily balance
No minimum balance
No monthly service charge
Free Digital Banking
Free online notices
Free phone banking

Optional Products & Services¹

Wire transfers
Stop payments
ACH automated payments
Additional Cash Management services
e-Deposit
Business credit cards
ACH direct payroll
Automatic transfer sweep

Connect with a Banker

¹Additional fees may apply for our optional products and services.

²No monthly service charged if signed up to receive Online Statements; otherwise, the monthly service charge is $3.

	Choice Business Checking	Interest Business Checking	Business checking	Community Non-Profit checking
Description	Designed for businesses with more than 150 items each month.	Designed with the flexibility of a checking account, plus interest.	Designed for businesses with 150 or fewer items each month.	Designed for community or non-profit organizations. First 500 items are free each month.
Minimum Balance	$0; Earnings Credit available (see Account Analysis handout)	$0; Earnings Credit available (see Account Analysis handout)	$0	$0
Monthly Service Charge	Fees are based on account transaction activity. See Account Analysis handout.	Fees are based on account transaction activity. See Account Analysis handout.	None²	None
Interest	–	Yes	–	Yes, if account maintains a $25,000+ average daily balance
Free Digital Banking
Free Online Notices
Free Phone Banking
Optional Products & Services¹	Wire transfers Stop payments ACH automated payments Additional Cash Management services e-Deposit Business credit cards ACH direct payroll Automatic transfer sweep	Wire transfers Stop payments ACH automated payments Additional Cash Management services e-Deposit Business credit cards ACH direct payroll Automatic transfer sweep	Wire transfers Stop payments ACH automated payments Additional Cash Management services e-Deposit Business credit cards ACH direct payroll Automatic transfer sweep	Wire transfers Stop payments ACH automated payments Additional Cash Management services e-Deposit Business credit cards ACH direct payroll Automatic transfer sweep
	Connect with a Banker	Connect with a Banker	Connect with a Banker	Connect with a Banker

¹Additional fees may apply for our optional products and services.

²No monthly service charged if signed up to receive Online Statements; otherwise, the monthly service charge is $3.