Contact
The information provided on the Fishback Family of websites is for informational purposes only.

We do not knowingly solicit data from children, and we do not knowingly market to children. We recognize that protecting children's identities and privacy online is important and that the responsibility to do so rests with both the online industry and with parents.

We do not endorse, approve, certify or control external web sites and we do not guarantee the accuracy, completeness, efficacy or timeliness of information, products or services contained therein. We are not liable for any failure of products or services advertised on these sites. Each site may have less security than our web site. For information and requests regarding CCPA (California Consumer Privacy Act), please call the call center at 855.318.3679.

Website text and graphics Copyright © 1999-2020 by Fishback Financial Corporation. All Rights Reserved.

For more information, please contact us.

Please direct all levies, garnishments, subpoenas, or other requests for information to:

Attn: Legal Department
First Bank & Trust
110 N Minnesota Avenue
Suite 100
Sioux Falls, SD 57104



Jump To:    Terms of Use    |    Privacy Notice    |    SMS Terms & Conditions    |   Online Accessibility Statement

Terms of Use

Updated: 6/1/2024

 

This website has been established by First Bank & Trust (“First Bank & Trust,” “FBT,” “we,” “us,” “our”). By accessing or using this website, you acknowledge that you have read, understand and agree to these Terms of Use, as they may be modified from time to time. These Terms of Use govern only the use of this website, mobile application, or anywhere other online services where these Terms of Use are posted (“website” or “Site”); the terms and conditions applicable to your account are set forth in your Account Agreement.

 

From time to time, we may update these Terms of Use without notice to you. Unless otherwise stated, any modification to these Terms of Use will go into immediate effect after they have been posted, as indicated by the “Last Updated” date at the beginning of these Terms of Use. Your continued use of this website indicates your consent to the Terms of Use posted at the time of use.

 

Definitions. When used in these Terms of Use, "we," "our" and "us" refer to Fishback Financial Corporation, First Bank & Trust, and our affiliates, directors, officers and employees.

 

Use of Site. To best view this website, please download the latest version of Microsoft Internet Explorer for your Windows operating system, or Firefox for all Mac operating systems. Your browser must also be Flash 6.0 enabled.

 

We use 128-bit encryption on some areas of this website for security purposes. If you do not have 128-bit encryption, you will need to upgrade your Web browser to this level of encryption before you can access any secured forms on our Site.

 

You are responsible for the technology required to access the website, including all communication lines, hardware, software and Internet access. You are also responsible for protecting such technology against viruses, worms, Trojan horses and similar items.

 

Unauthorized use of this website is strictly prohibited.

 

Without our prior written consent, you may not:

  • Use any automated means to access this Site or collect any information from the Site (including, without limitation, robots, spiders, scripts, or other automatic devices or programs);
  • Frame the Site in any manner, utilize framing techniques to enclose any content or other proprietary information, place pop-up windows over any pages, or otherwise affect the display of any pages on the Site;
  • Engage in the practices of “screen scraping,” “database scraping” or any other activity with the purpose of obtaining Site content or other information;
  • Use the Site in any manner that violates applicable law or that could alter, damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site;
  • Access, use or monitor our Site for benchmarking or any competitive purposes;
  • Except where authorized by us, register for more than one user account, register or operate a user account on behalf of or for the benefit of any person who is not eligible to register for or operate a user account in their own name;
  • Impersonate any person or entity, or falsely state or otherwise misrepresent yourself, your age, or your affiliation with or authority to act on behalf of any person or entity;
  • Upload, post, transmit, share, store or otherwise make publicly available through the Site any private information of any third party, including, without limitation, addresses, phone numbers, email addresses, Social Security numbers and credit card numbers, unless expressly authorized to do so by that third party;
  • Upload, post, transmit, share or otherwise make available any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of the Services; or Use or attempt to use another’s account without authorization from that person, or create a false identity through the Site.

 

We may terminate or disable your access to the Site for any reason, with or without cause, including if we believe that you have violated or acted inconsistently with these Terms of Use.

 

User Representations. Parts of the Site may be accessed only by registering for an account and creating a password. Keep your password secure. You are responsible for the activities on your account. You must notify us promptly if you discover any unauthorized use of your account. We are not responsible for any losses resulting from unauthorized use of your account.

 

You represent, warrant and agree that no materials of any kind submitted through your account or otherwise posted or shared by you through the Site will violate or infringe upon the rights of any third party, including without limitation any copyright, trademark, patent, privacy, publicity or other personal or intellectual property rights; or contain libelous, defamatory or otherwise unlawful material.

 

Submissions & Transmissions Using this Website. Any and all information submitted to us using this website shall be deemed our property, and we shall be free to use, for any purpose, any idea, concepts, know-how or techniques provided by a website visitor through this website.

 

Intellectual Property. All contents of this website, including the graphics and their arrangement, are the sole and exclusive property of us, Fishback Financial Corporation and/or our subsidiaries or affiliates. Website users are prohibited from using such intellectual property without our written permission.

 

Links to Third-Party Websites. This website may contain links to third-party websites. We do not endorse, approve, certify or control any third-party websites, and we do not guarantee the accuracy, completeness, timeliness of information or the products or services contained therein. Each site may be subject to different terms or a different privacy policy and be less secure than our website.

 

No warranty/limitation of liability. The materials on this website are provided "as is" without warranty of any kind, either expressed or implied, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, non-infringement, security or accuracy.

 

In no event shall we be liable for any damages whatsoever, including, without limitation, direct, indirect, special, consequential, incidental, punitive damages or any other losses or expenses arising in connection with this website or any third-party site, or the use thereof, or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, loss of data or other system failure, even if we are aware of the possibility of such damages, losses, or expenses. In jurisdictions that may restrict any limitations of liability, our liability shall be limited to the fullest extent permissible under applicable law.

 

We reserve the right to seek all remedies available at law and in equity for violations of these Terms of Use, including the right to block access from a particular Internet address to the website. YOU AGREE TO INDEMNIFY, DEFEND AND HOLD US HARMLESS FROM ANY LIABILITY, LOSS, CLAIM AND EXPENSE, INCLUDING ATTORNEY’S FEES, RELATED TO YOUR VIOLATION OF THESE TERMS OF USE OR YOUR USE OF THE SITE.

 

Governing Law. These Terms of Use shall be interpreted under the laws of the State of South Dakota without giving effect to its conflict of laws provisions and applicable laws of the United States.

 

International Users. This website is controlled, operated, and administered from offices within the United States of America. We make no representation that materials on this website are appropriate or available for use at other locations outside of the United States, and access to them from territories where their contents are illegal is prohibited.

 

The website is not intended for use by persons in any jurisdiction or country where such use would be contrary to applicable laws or regulations.  We may restrict your access to the website during times you are in a foreign country.  You are responsible for compliance with all local laws.

 

Accuracy of Information. Although we strive to maintain accurate information on this website, you acknowledge that information obtained through this website may not be complete, may change and may contain errors. The information and materials contained on this website are subject to change. Any change will be effective when posted. Please review these Terms of Use from time to time to be aware of any updated information.

 

Other Agreements. Your use of the website does not supersede your account disclosures, Terms and Conditions or any other agreements you may have with us. If any provisions of these Terms of Use conflict with terms and conditions set forth in any other agreements you may have with us, the terms of the other agreement will control. 

 

Severability. If any provision of these Terms of Use are determined to be invalid or unenforceable under any rule, law or regulation, the validity or enforceability of any other provision of these Terms of Use shall not be affected, and in lieu of such invalid or unenforceable provision, there shall be added automatically, as part of these Terms of Use, a provision as similar in terms as may be valid and enforceable, if possible.