Rewards Program Details

• No fee – you are automatically enrolled as a First Bank & Trust Credit Card customer.
• Earn points for qualified purchases.*
  • Gold card: 1 point for every $1
    • No caps or limits on the points you can earn.
  • Signature card: 1.25 points for every $1
    • No caps or limits on the points you can earn.
  • Business card: 1 point for every $1
    • All accounts opened by a business will be combined to have the opportunity to accumulate and earn a maximum of 200,000 points per calendar year (January 1-December 31).
• Points are tracked and redeemable on a first-in, first-out basis and will expire 3 years from the date of issuance.
  

Redeem Points for Rewards

• Money back, and gift cards for various retailers, restaurants, hotels, and more
• Free and discounted travel
• Merchandise such as TVs, golf clubs, mowers, watches, and more
• Charitable donations
• Fuel redemptions
• Pay with Points – As a First Bank & Trust Gold or Signature Visa cardholder, you are automatically enrolled.
  • HOW IT WORKS:
    • Make a purchase using your First Bank & Trust Credit Card.
    • If the purchase qualifies for the Pay With Points rewards feature, you will receive an email notification. You may also receive a text message if you've provided your cell phone number.
      
    • If you would like to use reward points to pay for your purchase, click/tap REDEEM NOW in the notification.
    • When your points are redeemed, you’ll receive a statement credit for the exact amount of the purchase.
      

Account Information